Uncategorized

Advantages Of Having Life Insurance

Life insurance, yes or no? An age comes when we inevitably ask ourselves if we should take out life insurance. Of course, to be clearer, you must first know all the advantages of having life insurance.

 

Benefits of having or contracting life insurance

Benefits of having or contracting life insurance

Life insurance allows us to “be prevented” in the face of misfortune, since it provides financial support so that the family is not left homeless and can take a little better member failure.

It is common to see how both fathers or mothers do it so that, if one day they suffer an accident, their children receive some kind of help. However, these policies do not have the sole purpose of families. People who are alone can also hire them to deal with a possible situation of dependence or disability resulting from an accident or illness. So there are different types of policy.

Now yes … what benefits can life insurance bring? Is it really worth investing in it? These are some of the main ones:

 

Compensation

Compensation

The first advantage is that the beneficiary or the set of beneficiaries receives compensation from the insurance company.

 

Peace of mind

One of the reasons why many people decide to take out life insurance is to offer peace of mind to themselves and also to loved ones around them.

 

Free of embargoes

Free of embargoes

The sum of money that is received is free of embargoes, that is, it is received in full, even if the deceased had debts.

 

ISD or IRPF is not paid

And also, if it is a mortgage repayment life insurance, you can deduct the expense in the income statement.

 

The policy may undergo modifications

ISD or IRPF is not paid

Throughout the person’s life, the person may change the policy to adapt it to their different needs.

 

Deduction for freelancers

specifically, self-employed workers can benefit from a deduction of 500 euros from the premiums.

These are all the advantages of hiring life insurance, so a priori, any person who wants to live more quietly or has dependent children, can consider this possibility. So that whoever requires it, can be more protected against unforeseen events.

Hiring life insurance is always a good idea because it also promotes and increases the capacity to save.

 

How to take out life insurance?

How to take out life insurance?

The procedures to hire it are simple. You will only have to place your trust in a good company and choose the type of policy that suits your needs. Not all people need the same product, so for this you must analyze the different options and choose based on your situation.

In Estes Summers we have products from more than 40 insurers . You will find all kinds of insurance and loans that could be useful for you in certain situations of your life, to make each bump more bearable and to fulfill all your dreams. And if you don’t find what you are looking for, you can always ask us.

 

But now that you know all the benefits of life insurance 

But now that you know all the benefits of life insurance 

You might want to buy it as soon as possible. It is not a decision to be taken in a rash way, but a priori, it is advantageous for anyone.

And remember if you want to pay life insurance costs without realizing it, it is best to download the Estes Summers app . You will have a financial advisor by your side who will help you organize accounts. Are you really going to say no? Try it now and tell us if it has helped you.